Aren’t you tired of giving your money away on Rent?
Ask yourself, what is stopping you from owning your own home.
· Your credit?
· Money for a down payment?
· Or do you just not know what to do to own a home?
There are many programs in the city that address all of those questions. If you’re paying $600 or more a month in rent, you can own a home.
Neighborhood Assistance Corporation of America
NACA has made the dream of homeownership a reality for thousands of working people by counseling them honestly and effectively, enabling even those with poor credit to purchase a home or refinance a predatory loan with far better terms than those provided even in the prime market.
The incredible NACA mortgage allows its members to purchase or refinance homes with:
- no down payment,
- no closing costs,
- no fees,
- no requirement for perfect credit,
- and at a below-market interest rate.
Georgia Dream - HUD
The Georgia Dream Homeownership Program is available to qualified borrowers statewide who meet certain income guidelines and who are purchasing homes within certain purchase price limits. In addition, borrowers must have modest assets and meet the flexible credit underwriting criteria for the loan program they have selected.
Good Neighbor Next Door - HUD
Help a neighborhood! Buy a home through HUD's Good Neighbor Next Door initiative designed to encourage renewal of revitalization areas by providing law enforcement officers, firefighters, emergency medical technicians and teachers an opportunity to purchase homes in these communities. HUD provides a substantial incentive in the form of a fifty percent discount off the list price of eligible properties.
Creditworks Program - CCCS
CreditWorksSM is a new mortgage loan product that helps people who have worked hard to restore their credit reputation to buy a home. CreditWorks is currently available through a national initiative by the National Foundation for Credit Counseling (NFCC), Freddie Mac and participating NFCC Member Agencies.
This innovative product can allow you to become eligible for a conventional, market-rate mortgage faster than would otherwise be possible.
Contact me now, YOU CAN OWN A HOME!!!